We Help Protect Your Home, Inside And Out.
Your home is more than a roof—it’s your foundation.
Whether you live in a quiet neighborhood, on a few acres, or in a remote mountain town, we help protect your home and everything inside it. We’ll walk you through coverage for fire, weather, theft, liability, and more—so you can feel confident, no matter what’s ahead.
We Tailor Your Coverage to Where You Live
Home insurance looks different in Northern New Mexico than it does in the city. We help you choose the coverage that makes sense for your property, location, and peace of mind.
Dwelling & Other Structures
Covers your home, garage, sheds, fencing, and other buildings on your property.
Personal Property Protection
Helps replace belongings damaged by fire, theft, or covered weather events.
Liability & Medical Payments
Covers injuries or damages that happen on your property, even if you’re not at fault.
Add-Ons for Full Protection
Ask about endorsements for jewelry, water backup, wildfire, and more.
FAQ
What does homeowners insurance typically cover?
Most policies cover your home’s structure, your personal belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss.
Is homeowners insurance required in New Mexico?
While it’s not required by state law, most mortgage lenders will require you to carry homeowners insurance as a loan condition.
How much homeowners insurance do I need?
We recommend enough to rebuild your home, replace your belongings, and cover liability claims. We’ll walk you through the details based on your home and budget.
Does my policy cover wildfire or flood damage?
Standard policies typically cover fire but not flooding. We’ll help you add coverage or explore separate flood insurance if needed.
Let’s Start the Conversation
Whether you're updating your coverage or exploring options for the first time, we’re here to make insurance simple, personal, and stress-free. Let's talk about what matters to you—and how we can help protect it.