We Help Protect Your Team—And Your Business—When Injuries Happen.
Coverage that supports your employees and keeps you compliant.
Workers’ compensation insurance helps cover medical bills, lost wages, and recovery support if an employee is hurt on the job. In New Mexico, it’s required for most businesses with three or more employees. We’ll help you find the right policy and make sure you stay covered and compliant.
We Help You Support Employees and Meet State Requirements
From office slips to job site accidents, we help you build a policy that fits your team, your industry, and your legal obligations.
Medical & Wage Replacement Benefits
Covers employee treatment, rehab, and lost income due to work-related injuries or illness.
Employer Liability Protection
Helps cover legal costs if you’re sued over a workplace injury.
Coverage for Full-Time, Part-Time & Seasonal Workers
We’ll help you understand who needs to be included—and when.
Risk Management
Guidance
Ask us about workplace safety tips, loss prevention resources, and claim support.
FAQ
Who needs to carry workers’ comp insurance in New Mexico?
Most businesses with three or more employees are required by law to carry it. We’ll help you meet all local and state requirements.
Is workers’ comp only for accidents?
No—it can also cover illnesses caused by work conditions, like repetitive stress injuries or exposure-related conditions.
Do I need coverage for independent contractors?
Generally no, but it depends on how they’re classified. We’ll help you determine your responsibilities.
What happens if I don’t carry workers’ comp when required?
You could face fines, lawsuits, or be held personally liable. We’ll help you avoid compliance issues and stay protected.
Let’s Start the Conversation
Whether you're updating your coverage or exploring options for the first time, we’re here to make insurance simple, personal, and stress-free. Let's talk about what matters to you—and how we can help protect it.