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Restaurant Insurance

Alcorn Insurance Agency, Inc. caters to the insurance needs of today's restaurant owners, offering quality coverage unique to the industry. We offer:

  • Broad coverages designed for your industry and tailored to your standards
  • Competitive pricing
  • Responsive, fair claims services that protect the best interests of policy owners
  • Access to safety and loss prevention information specifically for restaurant operations

We have built upon our experience to develop a portfolio of coverage to address every facet of your restaurant operation. Available coverages include:

Business Property: Covers losses if fire, hail, or another event damages your building and equipment. It covers your restaurant location and inside contents, including fixtures, furniture, and valuable restaurant equipment.

Business Liability: Covers accidents, mistakes, or injuries to customers that may occur at your restaurant.

Business Crime: Protect your restaurant from dishonest and nefarious individuals both within and outside your business, including employee theft, robbery, and forgery.

Workers' Compensation: Be prepared for employee accidents and illnesses, even in the safest, most code-compliant kitchens and dining rooms.

Alcorn Insurance Agency has a nationwide network of providers able to provide:

  • Property Insurance - Business Income, Equipment Breakdown, Food Contamination Spoilage, Sewer Backup
  • General Liability
  • Liquor Liability
  • Employee Benefit Liability

We offer insurance for the following types of restaurants:

  • Bars, Pubs, Lounges, Sportsbars, and Taverns   
  • Cafes and Coffee Shops   
  • Diners, Deli's, Sandwich Shops, and Food Delivery Services   
  • Fast food Franchises,   
  • Pizzerias   

The restaurant industry is competitive; make sure you're doing everything you can to give yourself an edge in a difficult market. We're here to help you find the insurance coverage that protects you even when the worst happens.


Get the coverage you need.
Since 1989 we've brought high-quality insurance products at affordable rates to Colorado and New Mexico clients.